| 摘要: |
| 针对“全球速汇”业务场景下对实时信息查询不便的问题，利用区块链分布式系统架构的特征，设计并开发了基于Fabric的跨境汇款追踪平台。该平台实现将汇款各环节中的流转信息进行共享和存储，保证信息的不可篡改，同时兼顾了联盟链的权限控制和数据隐私。结合功能及性能测试结果，该平台在满足银联跨境速汇业务量需要的同时，可有效提升业务的透明度，优化机构业务流程、减少人工操作、提高效率，并提升用户体验，为联合机构探索区块链跨境金融应用打下基础。 |
| 关键词: 区块链 智能合约 跨境汇款 |
| DOI：10.19363/j.cnki.cn10-1380/tn.2018.05.06 |
| Received:January 31, 2018Revised:April 28, 2018 |
| 基金项目: |
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| Cross-broder Remittance Tracing Platform Based on Fabric |
| ZHU Tao,YAO Xiang,XU Yuzhuang,ZHOU Yu |
| China UnionPay, Shanghai 201201, China;National Engineering Laboratory of E-Commerce and E-Payment, Shanghai 201201, China |
| Abstract: |
| With the characteristics of distributed system architecture of blockchain, a cross-broder remittance tracing platform based on Fabric has been designed and developed, aiming to solve the problem of inconveniences in real-time information query in the “MoneyExpress” scenario. The platform enables the information flow of remittance to be shared and stored so that not to be tampered. Meanwhile, the permission control and data privacy are also considered in the platform. As is shown from the results of functional and performance test, the platform can meet the needs of “Money Express”, and it can also effectively improve the transparency of the business, optimize the organization's business processes, reduce manual operation, increase efficiency and improve the user experience. This practice will lay the foundation for the joint venture to explore the cross-border financial application of blockchain. |
| Key words: blockchain smart contract cross border payment |
